Spine Finance is a provable lending protocol on Ethereum and EVM-compatible blockchains specializing in facilitating fixed-interest-rate financial transactions through an efficient automated market maker mechanism called BondMM: - a scientifically proven algorithm that has been enabled by years of PhD-level research.
We enable users to efficiently lend and borrow money at fixed interest rates by building on top of existing variable-rate lending protocols including Morpho, Aave, Venus, Compound, Euler, and more.