3Jane is the credit-based money market. Borrow against the future.
3Jane protocol is a peer-to-pool credit-based money market enabling algorithmic, real-time uncollateralized USDC credit lines for yield farmers, traders, businesses, and/or AI agents. 3Jane introduces a scalable and permissionless lending system that extends capital to borrowers based on verifiable financial proofs of crypto assets and credit data, rather than posting onchain collateral alone. 3Jane expands instant capital access across two key borrower segments:
1 greater borrowing power and capital-efficiency for asset-rich yield farmers and traders by leveraging their entire financial profile across all DeFi assets, centralized exchanges, brokerage, and bank assets.
2 enables capital access to high-productivity asset-light businesses and AI agents for working capital and growth financing across financial markets, service markets, and resource markets, underwritten against their future cash-flows.
